Cycling Canada

National Insurance      Program  




Personal Cycling Sports Coverage  

Cycling Canada offers members insurance coverage for Liability and Sports Accident when they are participating in "sanctioned activities".  However, any “activities” deemed outside the core program, would not be covered.  We now have an optional Liability and Accident policy with No deductible which fills the gap.

Our exclusive coverage provides 24 /7 coverage as a result of an accident directly arising from you use of a bicycle. Key features are as follows:

A. Third Party Liability Coverage $1,000,000

Since Cycling liability claims are very prevalent especially in metropolises, we include coverage for “bodily injury and property damage” that you are legally responsible for as a result of your negligence in the operation of a bicycle anywhere in Canada.  This is valuable if you hit a moving vehicle, stationary vehicle, third party property, sign, building or even a pedestrian.  

B. Personal Accident ($25,000 or $50,000 available) 

Fracture up to  $1,000

Weekly Accident Benefit  -
If your involved in an accident and sustain bodily injury and continuously disabled from performing your material duties pertaining to your occupation, we will pay a weekly accident benefit up to $500 per week or 75% of your annual income!  

Accidental Dental Emergency up to $2,500 

Ambulance Expense up to $2,500 


Medical Expense Reimbursement up to $2,500 


Out-of-Province Medical Charges up to $2,500 


Prosthetic Devices up to $1,500 


Funeral Expenses up to $2,500 


$1,000,000 Liability & $25,000 Accident Coverage Basic Premiums $50 

$1,000,000 Liability & $50,000 Accident Coverage Basic Premium is $100 


How to apply:


  • Confirmed members of an affiliated Cycling Canada province in good standing. Proof of membership is required in order to purchase this coverage 
  • Download application ----->  24 Hour Liability & Accident and email with estimated payment to Peter Fetherston
  • Contact Peter Fetherston at or (905) 886-5630 Ext 1428 if you have any questions