Excess Travel Medical
What is travel accident
recognized that training and competition requires travel outside of local areas and may require travel
outside of province or country. The Canadian Cycling (CC) Excess Travel Medical insurance helps reduce the
risk of unforeseen travel medical expenses.
Excess Travel Accident insurance will pay for reasonable and customary medical expenses actually incurred by a
registered member for those services which are medically necessary and required by the registered member while
outside of their home province or outside of Canada, as a result of an emergency and as a result of injury or
strongly recommended for all members intending to travel outside of their home province or outside of Canada who
are participating in sanctioned cycling activities. Unlike virtually all off the shelf travel medical insurance,
the Cycling Canada coverage recognizes that the insured is travelling to participate in sanctioned cycling
Provincial / Territorial Association must arrange this coverage through the Broker Holman Insurance. An
application is required which provides the Name of Member, Name of Event, Date and number of days the
member will be out of country, including the days traveling to and from the event.
/ Sickness Medical Expense
of Pocket Expenses
Is a member
coverage is optional and not in effect unless CC (via the Provincial / Territorial Association) and Holman
Insurance have been advised of the members travelling out of the province or country.
Before a member is traveling out of their home province or country PLEASE NOTIFY your Provincial / Territorial
Association with completed application, including the following information:
Full name, date of birth of
Name of Association/club you are a member of
and membership number
Date of departure, city of departure (from home
Province in Canada) and return (to home City in Canada
Number of days out of home province or
Name of Sanctioned Event(s) your are
for larger groups include excel
Excess travel medical
NOTE: COVERAGE CANNOT BE PLACED
ONCE THE MEMBER HAS LEFT THE HOME PROVINCE OR COUNTRY.
medical application - excludes
Freestyle / Aerials /
Excess Travel Medical
spreadsheet for application (excel spreadsheet)
What does it
The cost is in on a $ per day, per person subject to minimum premium of $ per person. Please contact your
Provincial / Territorial Association office for pricing.
What coverage is provided?
provides a maximum limit of $2,000,000 for the following:;
Excess Hospital and Medical Expenses
As a result of an injury or illness that requires necessary services of a physician, registered
nurse, physiotherapist, hospital, x-ray clinic,laboratory, ambulance or emergency.
Coverage is provided only
for expenses incurred by Canadian residents that are in excess of the benefits available under
any Canadian federal or provincial hospital and/ or medical plan regardless of whether or not the member is
enrolled in such plan.
Blanket Dental Accident
When an injury to whole or sound teeth including filled or
restored teeth requires and receives dental treatment commencing within 30 days of the date of the
accident, this coverage pays for the necessary expenses for such treatment rendered within 52
weeks of the accident. Payments for all treatments rendered shall be limited to an
aggregate of $5,000.
In the event of covered death occurring after the originating
flight date, this coverage pays the cost of the actual expense incurred for conveyance of the body or ashes
of the insured to the outbound point of departure, not to exceed the applicable maximum
Out of Pocket Expense
In the event of covered injury or illness causes delay in
returning to the point of departure beyond the return date, this coverage pays for reasonable out of
pocket expenses incurred up to the per diem amount specified on the individual
certificate, not to exceed the maximum applicable benefit for all such
If after the outbound departure, the insured is obliged to leave
the tour upon a physician’s advice due to covered illness or injury, this coverage pays for
the cost of a one way economy class transportation to rejoin the ongoing tour or to
original point of departure.
Conditions to be met:
Confirmation of Cycling Canada membership from your
affiliated Provincial / Territorial Association.
Coach or officials may require letters of
permission for minors that will cover out of country travel, medical treatment.
Exhaust any benefits available
under any Canadian Federal / Provincial Hospital and or Medical Plan, regardless of whether or not the
insured is enrolled in such a Program.
must recognize their responsibilities to supervise.
CC must be a
careful assessment of coaching staff ratio to athletes.
Completion of CC out of Province or out of Country Sanction Request is required.
1) Injury or sickness for which medical/hospital, benefits are
provided under any other policy or plan except for the excess not covered under such other insurance.
2) Maintenance therapy for pre-existing medical
3) Dental, chiropractic or any other health services not
mentioned specifically in excess medical/hospital expenses.
4) Suicide or self-destruction, intentionally
self-inflicted injuries or any attempt thereat.
5) Declared or undeclared war, civil war, riot,
insurrection, invasion or any act thereof.
6) An illegal act by the insured or beneficiary.
7) Participation in armed forces training exercises or
8) A payment that contravenes any plan of any government or
political subdivision or law in Canada
The descriptioni of coverage above is not complete. Reference
must be made to the actual terms and conditions of the actual policy forms.
How to Report a claim - Claims Emergency
Gameday / Aviva
Hours and Emergency Claims Service Number - 1-866-931-0573 (Crawford and Company)
Please reference Canadian Cycling Association Policy
GameDay Insurance underwritten by Aviva Insurance Company of Canada.
Does the Excess Travel
Medical policy provide 24 hour coverage?
Yes. If you purchase Excess Travel Medical, you are
covered from the time that you leave unitil the time that you return from the activity or
What is the
deducible for Excess Travel Medical
The deductible is
Is there any age restriction for Excess Travel Medical
The is NO age
restriction for Excess Travel Medical coverage.
summary does not in and of itself provide coverage and it is subject to the terms and conditions which are
set forth in the policy. It is intended only to provide basic details of coverage that are fully described in
the actual Policy issued. In the event of any inconsistency, the actual policy will prevail. Questions about
the Policy can be directed to Holman Insurance Brokers Ltd.