Cycling Canada

National Insurance      Program  

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NEW -Bicycle Insurance   

Coverage for bicycles is available, which includes all perils for physical damage, theft of your bicycle, crashing your bicycle (even while racing) and accidental damage, up to values of $25,000! 

Coverage Benefits 

  • Territorial Limit Canada and the USA 
  • Bikes at home, events and in a transition area at a race / event are not excluded 
  • purchase price up to 2 years (“new for old”) 
  • includes theft, vandalism, crash, and storm damage 
  • No exclusion on loaning to a family member 

Why is this coverage important? 

 

 

Cycling Canada Bicycle Insurance 

 

Common coverage levels under Home and renters insurance 

Accidental Coverage 

green check   

x mark 

Racing Coverage 

green check 

x mark 

Loss or Damage in transit – roof racks, airplane, bus train 

 

green check   

 

x mark 

Personal Accident Coverage 

green check  

x mark 

Bicycle Accessories 

green check   

x mark 

Theft from your home 

green check  

Usually, but only for low value bicycles 

Theft away from your home 

green check   

Often not, unless the bike is scheduled 

High Value Bicycles 

green checkUp to $25,000 

Usually subject to a low sub limits 

Loss does not affect homeowners and renters insurance 

 

green check   

YES and you can lose your claims free discount 

Deductible          $500  Typically $1,000
 

Sample Premiums
:

$2,500 bike value or less is $100 a year / Competition coverage endorsement is $200 a year
$5,000 bike value is $200 a year / Competition coverage endorsement is $400 a year
$10,000 bike value is $400 a year / Competition coverage endorsement is $800 a year

Provincial Taxes are extra. All premiums are min retained and annual 

How to apply:

  • Confirmed member of an affiliated Cycling Canada province in good standing. Proof of membership is required in order to purchase this coverage 
  • Download application -----> Bicyle Insurance and email with send estimated payment